Auto&General for service excellence and affordable, innovative insurance products
We provide inexpensive, innovative car, home & personal, as well as business insurance that suit both your lifestyle and pocket.
Car Insurance
Comprehensive Car Insurance
You are comprehensively covered for accidental damage to your car and motor accessories, third party claims, theft & hijacking and damage to third party property. You are further covered for death and injury caused to a third party, as well as towing & storage when you use the A&G towline.
Third Party, Fire & Theft Insurance
You are adequately covered for accidental damage caused to a third party by you. You are also covered for theft and fire. Unfortunately, accidental damage to your own vehicle is excluded, but you are covered for towing and storage if you use the A&G towline.
Third Party Only
This Policy is the most cost-effective and covers third party damage to another vehicle, but excludes theft, loss and accidental damage to your own vehicle.
Home Insurance
You can select the Auto & General Home and Personal Insurance policy as a stand-alone policy or it can be added to any of your existing Auto & General policies.
Home Contents Insurance
Auto & General Home Contents Insurance covers all the contents of your home against theft, loss and damage. The wisest way to insure your home contents is to insure your contents for the current replacement value.
Our affordable Home Contents Insurance covers the following:
Washing stolen from your line and garden furniture stolen from your home
Belongings of your guests and domestic employees stolen from your home
Refrigerated food that spoiled due to a power outage
Money, personal documents, coins and stamps stolen from your home
Bank and Credit cards
Locks and keys damaged during a burglary
Veterinary costs if your pet is injured in a road accident
Liability cover for householder, domestic employees and tenants
Medical expenses for injury caused by your pet or a defective building
Rent for accommodation due to damage to your home
Full-House Bowling or Hole-in-One
Residential Estate Insurance
You benefit even more if you life in a secure residential estate:
Save up to 75% on home contents insurance if theft cover is excluded
Exclude theft cover and save up to 30% on car insurance
Portable Possessions cover of R3 500 if stolen outside your estate. Available when you take out A&G Home Contents Insurance
Golf cart cover for theft inside your estate
Buildings Insurance
You get excellent cover for the structure of your home against loss or damage due to fire, burst pipes and lightning. Geysers should be specified and insured by added geyser cover.
Auto & General Buildings Insurance covers you for the following:
Storms and flooding
Burst water pipes
Explosion, earthquake, fire and lightning
Damage caused by animals, vehicles and falling trees (not when felled)
Malicious damage
Burglary or theft, with proof of visible break-in
Subsidence
Walls & Gates, outbuildings, swimming pool and garages
Liability Cover for householder and domestic employees
Loss of rent due to damage of building
Rent regarding alternative accommodation regarding damage to home
Portable Possessions Insurance
Your personal, portable items that you take with you when you leave the house will be covered against loss, damage and theft.
Unspecified items: Clothing, jewellery and personal items carried with you
Specified items: Contact lenses, prescription glasses, valuable jewellery, cellphone, camera, laptop, valuable clothing and handbags. Remember to specify any items over the standard amount and for the replacement value.